Terms

Affiliation Clause:

Andrew Jauregui is an independent contractor that holds a real estate salesperson license to perform these services and issue these products. Andrew Jauregui is not an employee of any real estate brokerage and nor does he represent any company that provides these products. Andrew Jauregui, Realtor® is a brand, team and consulting brand created by Andrew Jauregui and will not be held liable and/or indemnified.

Brokerage Affiliations:

Andrew Jauregui is an independent contractor that is professionally licensed to perform consultations and sell products/services that includes but is not limited to: Life insurance, Insurances, Financial services, Real Estate, and other. All products and services procured on this site or in relation to Andrew Jauregui, Andrew Jauregui Realtor®, Wealthy Lineage as well any other third-party affiliated/unaffiliated is done so via a registered Life insurance brokerage, Real Estate brokerage or other entity legally registered regarding the business/service/product being inquired about and/or purchased. Affiliations to specific brokerages may change at any given moment without consent of any clients, visitors, customers or other general party. These changes can occur at any moment without the need to disclose.

Liability Terms:

Andrew Jauregui, Andrew Jauregui Realtor®, Wealthy Lineage and all affiliated and unaffiliated parties are exempt from any liability, indemnification regardless of whether terms are read or not. This is to ensure that Andrew Jauregui and any affiliated parties are not held responsible for any damages or losses that may occur while using our services. Additionally, Andrew Jauregui is a licensed independent contractor that has the authority to consult and sell insurance products/services, and financial service products and any other product that his sponsoring broker may allow

Binding Agreement(s)

Andrew Jauregui, Realtor® and all affiliated and unaffiliated parties are exempt from any liability, indemnification regardless of whether terms are read or not. Any use of our services, software, site, products and/or information places you as legally bound to all these terms and policies (whether they are read or not). This is to ensure that Andrew Jauregui and any affiliated parties are not held responsible for any damages or losses that may occur while using our services.

Marketing Terms:

Andrew Jauregui, Realtor® and any third-parties affiliated and unaffiliated may collect information only to perform marketing direct to client and to perform the services requested if they agree to it. This information will not be shared with any other party for any reason and will only be used for the purposes stated above. Please review privacy policy page for more thorough information on how we use and do not use your information.

Advertisement Clause:

Our Team and industry to promote our services and reach more clientele and customers may issue out advertising efforts that include but are not limited to mailers, phone calls, flyers, networking events, paid ads within social media platforms, highway board advertising, televised advertisements, SEO advertisements/engagements, door-to-door, etc. In no way shape or form do we have direct partnerships or affiliations with any of the platforms that promote our business and/or services regardless of the industry we promote. We will not be held liable, we are to be held harmless as we are disclosing now no direct relation to any platform, service, entity and/or organization to help promote our service(s).

Referral Clause:

Our team/service and industry occasionally may receive referrals from previous clients and/or by word of mouth however, those who refer us clients are NOT entitled to any compensation whatsoever should it involve transactions regarding real estate, life insurance, notary services or any other service related to these that we may be able to perform. Referrals in this industry are referred to as "kickbacks" and are subject to a violation of code ethics that we as professional licensed independent contractor(s) are required to obey (Ex: RESPA section 8). Should we be at fault or found guilty of issuing out "Kickbacks" as any form of compensation not including just monies but gifts, dinners, other items as well as services that have monetary value for providing unearned business we may be found guilty. As a result no referrals, kickbacks or compensation of any kind will be issued as this would cause immediate damage to our services, suspension of licenses, heavy fines as well as jail time. Should an accusation of this occur and it is to be found illegitimate or of fraudulent nature, we will seek necessary legal measure and action against all parties.

Disputes and Resolutions

Any arbitration cases must be reached out to Andrew Jauregui, Realtor® and resolved via telecommunication and written letter. Any Legal action placed to be pursued in court, and any disputes must be resolved through arbitration first between agent/vendor and client/customer. Any attempt to submit legal action without communication and without arbitration will require all damages be paid by the pursuant client and/or customer or user (Andrew Jauregui, Realtor® may pursue legal action without this limitation) along with 5% charges added.

Legal Age Marketing

All marketing material, services, and products are directed towards individuals above the legal age of 18. Andrew Jauregui, Wealthy Lineage, and other affiliated parties and non-affiliated parties will not be held liable if anyone under the age of 18 enters this site or subscribes to product information and/or services. We keep track of all those who register and will refrain from doing business with those under the legal age and we do NOT market or accept applications, requests or consultations for financial needs analysis, home valuations analysis and other services offered from those under the legal age of 18 without explicit consent from legal parent(s), parental guardian or other legal authority. Andrew Jauregui, and all affiliated and unaffiliated parties will not be held liable if any individual or party under the legal age of 18 subscribes in cases or scenarios that may or may not be out of the control of our marketing. We do not create marketing or direct our products/services in any way shape or form to those individuals. Andrew Jauregui, Wealthy Lineage and all other parties affiliated and unaffiliated will be held harmless indefinitely regardless of the scenario.

Cancellation Clause

Andrew Jauregui is an independent contractor with professional license that focuses on assisting homeowners and clients buy/sell properties. No refund will be processed because of the complicated procedures and documentation required in most real estate transactions, also in most cases, a refund, reimbursement or payment of any kind can be issued out because services are charged on commission basis and there was never an obligation to pay until the transaction has been completed. Should a special case scenario take place where the need of reimbursement or partial payment is owed please reach out "[email protected]" outlining your issue and it will be assessed. The case will be reviewed thoroughly and we will reach out for clarification before potentially dismissing as illegitimate if that is the verdict our team reaches. We will provide reasoning for our conclusion/final decision should the case be rejected along with evidence if that is available. Should you purchase any digital goods and/or subscriptions no refund will be issued because transfer of digital goods in our case is permanent and would be difficult to redeem/return and would be impossible to receive back, therefore all sales are final. Should a dispute or chargeback occur despite these terms, a 5% charge will be issued out along with the original purchase amount and legal action as well as reporting to collections agency if need be.Our refund/return policy states that all financial products can be paused or returned depending on the terms of the product/service of the company/brokerage provided, but some financial products may incur penalties or taxes if withdrawn early. Certain products, such as life insurance, may be cancelled within the free-look period that can range from 10-30 days which can be seen in the policy disclosures provided once issued to the client, but any time after this period, a refund may not be issued per specific set policies of the sponsoring life insurance brokerages. Digital goods will not be refunded because there is no way to redeem or return a digital product once it has been sent and downloaded via the client/customer. Should a party feel obligated to a refund they may make their case/plea in writing and emailed directly "[email protected]" This does not offer any guarantees for a refund whatsoever and if approved only a partial refund/credit or replacement will be issued. In case of a chargeback or dispute, a 5% penalty charge will be applied to the charge card of the total purchase amount in addition to the original purchase amount. Should any recurring subscriptions fail to be charged, we may reach out to client/customer to resolve the issue via Notice to Perform of at least 14 days, as well as reach out to responsible Bank Institution to complete the transaction in order to keep your subscription/agreement active. Should payment still not be received we obtain full right to seek legal action in court area of our choosing and all damages to be paid by you and/or we may report your information to a collection agency to resolve the matter.

New Agent Earnings Disclosure:

Andrew Jauregui is an independent contractor that is professionally licensed and may enlist the support of other individuals interested in obtaining licensure within similar industries. All earnings while pre and post licensed are subject to the individuals' own efforts and their efforts alone. All trainings, consultations, guides and roadmaps will be provided to the recruits but they will not be obligated to follow them. Andrew Jauregui and affiliated/unaffiliated parties will not be held liable for whatever reason and especially should earnings not meet or exceed the expectations of the individual. We do not offer a guarantee residual amount or commission amount. All applicants understand that applying and receiving licenses makes them independent contractors and are not direct employees of Andrew Jauregui or any affiliated/unaffiliated parties. They are not obligated to any form of compensation, benefits or coverage because they are not employees. Should a new recruit receive their license and they enlist within similar life insurance brokerages, real estate brokerages or other industry Andrew Jauregui is involved in instructions on compensation and bonus policies will be provided to them via their field trainer. Andrew Jauregui and other parties affiliated/unaffiliated will be held harmless indefinitely whether these terms are read or not as they are legally binding.

Client Life and Investing Disclosure:

All investments involve risk, Andrew Jauregui, Wealthy Lineage and any other affiliated/unaffiliated party does not control the movements of the market(s) whatsoever and we will not be held liable for whatever reason. Our financial services, real estate services and life insurance services provide solutions and guidance and we also may offer advice, but we do not guarantee any set amount of profit on any product or portfolio and we only perform what the client/customer requests as they are not obligated to heed the advice of their financial advisor, agent or licensed professional despite their knowledge and professional credentials within the business. Every client and individual will be assigned a web portal with login access to overview their portfolio and have limited management capabilities to that portfolio as well as their policy (this only applies to life insurance clients and investment clients, not real estate clients). Clients will also be assigned a live financial advisor who is professionally securities licensed and registered with FINRA (only life insurance and investment clients, not real estate clients). No investment products can be provided to a client/customer unless the agent holds a securities license(s) and is registered through FINRA. All Real estate transactions and net amounts as well as purchases are unique to the customer/client because of numerous varying factors such as credit scores, financial scenario, current market conditions and trends, motivation scale to sell/buy, means to buy/goals and any other unknown factors that may arise (ex: child support, divorce cases, probate cases, foreclosure/default, etc.). All investments and policies are unique to the customer and will also always vary based on the unique specifications, scenarios, identifiers and needs/goals of the applicant. We do not offer nor do we guarantee the approval of every applicant as it subject to inspection upon the underwriter and only the underwriter of the specific brokerage may make the final decision. These decisions of approval as well as quoted rates and/or premiums are not the same for everybody due to varying factors such as age, health, financial needs, financials and other potential unknowns that may arise (ex: child support, legal status, etc.). All underwriting times, approval and policy issue times may vary for the same reasons/factors listed above. Underwriting approval can vary from at the time of application, 2 weeks or even longer. The reason for durations that are longer than 2 weeks may be caused due to client response, specific hospital institution not releasing medical records, pending documents awaiting client approval, pending paramed exams or follow up interview ( ex: telecommunication/phone interview) and other potential unknown factors.